Financing built for builders.
We lend to local expert investors and developers in the residential space — fast, transparent capital from people who have been developers themselves.
Term sheets require minimum deal information to prepare and are indicative until underwriting.
A better lending experience, built from the ground up.
Built Lending provides fast, reliable financing for residential real estate investors and developers. We offer responsiveness, efficiency, and honesty throughout our engagement — with the goal of becoming your long-term partner across projects.
Because we have developed real estate ourselves, we understand the pressure of a closing timeline, the cost of a delayed draw, and the value of a lender who actually picks up the phone. We built the company to fix those problems.
Explore Loan ProductsFinancing for every stage of the project.
Four core products covering ground-up builds, value-add flips, fast bridge capital, and long-term rental holds.
Ground-Up Construction
Financing for new builds from day one — single homes through small residential developments, structured around your draw schedule.
- Loan amounts$100K – $7.5M
- Leverage90% LTC · up to 75% LTARV
- Term12 – 24 months
- Minimum FICO660
DSCR Rental Financing
Long-term financing for rental properties and portfolios, qualified on property cash flow rather than personal income.
- Loan amounts$100K – $2M
- Max LTV80% purchase / R&T · 75% cash-out
- Minimum DSCR0.75x long-term · 1.0x short-term
- Minimum FICO660
Fix & Flip
Purchase-plus-rehab financing for value-add residential — from light cosmetic updates to major renovations and partially completed projects.
- Loan amounts$75K – $5M
- Leverage90% LTC · 90% as-is · 75% ARV
- Term12 – 18 months
- Minimum FICO620
Bridge Financing
Fast, short-term capital for purchases or refinances when timing matters — acquire, stabilize, or free up equity for your next project.
- Loan amounts$75K – $5M
- LeverageUp to 90% LTC · 90% as-is
- Term12 – 18 months
- Minimum FICO620
Terms reflect current program guidelines (Fix & Flip and Bridge shown on Built Lending's Residential Transition Loan program). Rates start at the program floor and vary by borrower tier, leverage, and scope; final pricing is set at origination. All loans are for business purposes and subject to underwriting and approval.
From pricing to closing — we move as fast as you do.
Four clear steps. No black box, no runaround. You always know exactly where your file stands.
Pricing Form
Our online pricer takes under five minutes. Fill it in and we provide a term sheet quickly.
Term sheet in under an hourLoan Application
Complete our online loan application in under 30 minutes. Need help or want to talk it through? We're here.
~30 minutesDocument Collection
We work alongside you to collect your file and streamline long-lead items. If problems arise, we solve them together.
Guided & streamlinedClosing
Once documents are collected, we can close — and get your project funded.
In as few as 5 daysA lender that thinks like a developer.
You need more than capital — you need a partner who understands the deal, responds quickly, and performs when it counts. That's how we built the business.
Start Your Application-
We have our own capital
We can fund off our own balance sheet and alongside our affiliates — so decisions are made fast, by us.
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Built by developers
We've been on your side of the table. We underwrite with an operator's eye for what actually drives a project.
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Speed and certainty
Term sheet in under an hour, closings in as few as five days. We move at the pace your deal demands.
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Honesty, every step
Transparent terms and direct communication. No surprises at the closing table, no games on the draw.
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A long-term partner
We're not here for one loan. We aim to grow with you, project after project, on a foundation of trust.
Deep experience in residential and commercial real estate.
We apply firsthand investing and development knowledge to serve borrowers better — building long-term relationships from a foundation of trust.
Brandon Hollihan
More than 20 years investing in and managing commercial real estate platforms worldwide on behalf of major institutional investors.
Terrence Taylor
Specialist in originations, operations, and business development, with senior leadership roles across several successful business-lending platforms.
Valya Fisher
Specialist in direct lending, brokerage, processing, and transaction execution across several leading lending institutions.
Join our team
We're continuing to build our team around top talent. If that sounds like you, we'd like to hear from you.
Enquire here to learn moreIt all begins here.
Two ways in. Get indicative terms in minutes, or open your file and start to close. Applying is non-binding.
Loan Pricing Application
Get terms quickly by filling out our short online pricer. Less than five minutes, and we respond with a term sheet in under an hour.
- Under 5 minutes to complete
- Term sheet back in under an hour
- No obligation
A term sheet requires minimum deal information to prepare. Figures are indicative and subject to underwriting and approval.
Full Loan Application
Ready to move forward? Open your file in under 30 minutes and submit your application requirements. We'll guide you from here to closing.
- Around 30 minutes to complete
- We help collect documents & clear long-lead items
- Close in as few as 5 days
Already in process? Pay your application processing fee →